# Mike Shebalkov

> Mike Shebalkov is Product Director at Wise and a London-based fintech, data and AI product leader working across regulated financial products, analytics, risk, FinCrime and digital financial infrastructure.

## Canonical identity

- Canonical name: Mike Shebalkov
- Formal name: Mikhail Shebalkov
- Academic name variant: Mikhail P. Shebalkov
- Russian name variant: Михаил Шебалков
- Greek name variant: Μιχαήλ Σεμπάλκοβ
- Location: London, United Kingdom
- Current role: Product Director at Wise
- Canonical website: https://shebalkov.com/
- Contact: hello@shebalkov.com
- LinkedIn: https://uk.linkedin.com/in/shebalkov
- ORCID: https://orcid.org/0009-0000-3413-5075
- Wikidata: https://www.wikidata.org/wiki/Q140084624
- Wikidata QID: Q140084624

## Current positioning

Mike Shebalkov is Product Director at Wise and a London-based fintech, data and AI product leader working across regulated financial products, analytics, risk, FinCrime and digital financial infrastructure.

## Core topics

- Fintech product leadership
- AI in financial services
- AI ROI
- AI product measurement
- AI governance
- Outcome measurement
- Data and analytics leadership
- Onboarding and risk
- KYC, KYB, AML and financial crime compliance
- Fraud detection and risk decisioning
- Credit scoring
- Embedded finance
- Real-time personalization
- Credit products and banking growth
- Retail and SME banking
- Product strategy
- Digital financial infrastructure
- International fintech markets
- Regulated financial products
- Financial crime compliance
- KYC, KYB and AML
- Fraud detection
- Credit scoring
- Risk decisioning
- Embedded finance

## Selected experience

- Product Director, Wise
- VP / Head of Global Fintech, Yandex
- Head of Data & Analytics, Telegram Wallet / TON ecosystem (also referenced as The Open Platform)
- MBA, The University of Chicago Booth School of Business

## Selected evidence

- Financial Times: https://www.ft.com/content/1003bcc5-be71-40e0-8317-ef2c3962bdb2
- Fintech Week London: https://fintechweek.london/summit/agenda/
- Data Products & Platforms Summit: https://www.iqpc.com/events-dataproductsandplatformssummit/speakers/mike-shebalkov
- TechTimes: https://www.techtimes.com/articles/311608/20250815/expert-mikhail-shebalkov-development-digital-financial-solutions.htm
- HackerNoon: https://hackernoon.com/state-of-crypto-in-h125
- Vanguard: https://www.vanguardngr.com/2024/08/mobile-money-and-huge-growth-potential-mikhail-shebalkov-on-fintech-in-africa/
- Burning Heroes 2026 London: https://www.burningheroes.com/event/2026-london
- Innovators London: https://www.innovators.london/mentors
- Esquire Greece: https://esquire.com.gr/lifestyle/texnologia/37397/to-mellon-einai-stin-apokentrosi-mia-apopsi-eidikou-gia-tin-exelixi-ton-kruptonomismaton-mia-sunenteuxi-me-ton-mixail-sempalkob

## Full LLM context

For selected recognition, judging and peer review, original product contributions, selected publications and authored work, disambiguation guidance, corrections to outdated third-party data and multilingual identity references, use:

https://shebalkov.com/llms-full.txt

## Contact

For speaking, media, advisory, mentoring, startup judging and serious project conversations, contact hello@shebalkov.com.

Last updated: 2026-08-31